Privacy Disclaimer

Privacy / Legal / Terms of Use / Disclaimer and Disclosures

Welcome to (the “Site”).

We understand that privacy online is important to users of our Site.

This statement governs our privacy policies with respect to those users of the Site (“Visitors”).

What information is collected on this site and how is it used?

Besides IP addresses, the only personally identifiable information that we may collect, is information that you yourself will share with us by signing up for a free or paid product.  Some information will be collected by third-parties such as PayPal, Google, and others whose services we use to help serve you better. Other information we may collect includes, but may not be limited to, location, browser type and we may track a users movement throughout the site for purposes of improving the functioning of the site and improving the material, both marketing and educational, that we offer.

We do not personally collect credit card information.  All financial transactions are handled by third party providers and subject to their policies.

The information we collect is used only to personalize the site for you and / or to study how people interact with material on our site so we can continuously improve.

We may send emails including articles, information and other marketing or educational materials to visitors and customers who have voluntarily registered and shared their contact information with us.

Personally Identifying Information is only shared with authorized third party vendors for the purpose of completing a requested transaction or with our own vendors if needed for tax or other legally required reporting. Aggregated, non-personally identifying data about our site and its users may be shared with affiliates and partners for various purposes.

Should you decide you no longer want to receive information from us, you can opt-out at the bottom of nearly all emails you receive from us.  Alternatively, you can email with your request, and the appropriate person will be notified of your request and comply.
We do use cookies so that we can give you a customized experience, and for security purposes.

We reserve the right to make changes to our Privacy Policy at any time without prior notice.  Changes will be noted here on this page.

Ownership rights of materials

Materials and information contained on the Web site, including but not limited to trademarks, service marks and copyrights, are the exclusive property of Lauren Ball / McManus Index or, where identified, its affiliates and strategic partners.

No information on this Web site should be copied, reproduced, modified, published, uploaded, posted, transmitted, or distributed in any way, without Lauren Ball / McManus Index’s express prior written permission.

Except as expressly provided herein, Lauren Ball / McManus Index does not grant any express or implied rights to you in the information and materials set forth in this Web site.


The information on this site is provided “as is” without express or implied warranty of any kind.  In no way shall Lauren Ball / McManus Index be liable for any damages of any kind arising from the use of or inability to use, the information and advice contained on this site.  Errors and omissions shall not be made the basis for any claim, demand or cause of action by any user of this site.

Compensation Information Disclosure

If you arrived at this site via a link you saw in a blog post, email, or social media post of anyone at any time, realize that they MAY be compensated should you eventually make a purchase from Lauren Ball / McManus Index.

Any link you see on our site or in our emails promoting another person or site may also be a compensated affiliate link. We only ever endorse any person, product or service that we believe to be worthy of our endorsement.  However, we can not be responsible for the actions of others. And any purchase you make, even following our endorsement, is one for which you bear sole responsibility.

If you have any questions about this or any other activities of Lauren Ball / McManus Index, please contact us via email: or by phone:  +801-706-6459.  We’ll happily answer any questions and see how we can help.